What is the News?
As part of Azadi ka Amrit Mahotsav, a total of 152 Centre for Financial Literacy & Service Delivery (SAKSHAM) Centres have been launched under Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) of the Ministry of Rural Development.
What are SAKSHAM Centres?
SAKSHAM Centres are also known as Centre for Financial Literacy & Service Delivery. They are a one-stop solution/single window system for the basic financial needs of Self-Help Group (SHG) households in rural areas.
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Objective: To provide financial literacy & facilitate delivery of financial services (savings, credit, insurance, pensions etc) to SHG members and rural poor.
Managed by: These Centers will be managed by the SHG network, largely at the level of the Cluster Level Federations (CLFs) with the help of trained Community Resource Persons(CRPs).
Who will train CRPs? These CRPs will be provided residential training at Rural Self Employment Training Institutes (RSETIs) established by the Lead Bank of the district.
About SAKSHAM App
The SAKSHAM is a mobile & web-based application launched by the Ministry of Rural Development (MoRD).
Purpose: The app will be used by the community resource person of the Centre to know the penetration of various financial services for each SHG & village, identify major gaps and accordingly provide training and deliver the required financial services.
The application will also measure the impact of the programme on regular intervals for mid-course correction in strategy if any.
Source: This post is based on the article “152 SAKSHAM Centres (Centre for Financial Literacy & Service Delivery) launched in a week as part of Amrit Mahotsav” published in PIB on 24th October 2021.