GS 2 The roadmap to military reform In the debate on reform in the Indian military, there is a need for clear policy-driven directives that meet India’s national security needs and challenges. Probing an amendment the focus here is on two aspects: one requiring prior approval for initiating investigation into allegations of corruption against public servants, and the other requiring prior sanction for prosecution of public servants. GS 3 PM healthcare scheme from Sept. 25 The PMJAA, touted as the world’s largest healthcare scheme, aims to provide a cover of Rs. 5 lakh per family annually, benefiting more than 10 crore poor families. Cosmos Bank fraud due to malware in system: NPCI The National Payments Corporation of India (NPCI) has said the recent incident of cyber-attack in Pune-based Cosmos Cooperative Bank, that has caused an over ₹90-crore loss, is due to a malware attack on the bank’s system. Making NHPM work Extending health cover to the most needy is vital, and needs an infrastructure upgrade Questioning a crackdown The case for restricting the manufacture of oxytocin is neither rigorous nor reasoned Fear isn’t the key There must be caution about regulatory overreach while granting SEBI more powers The currency turmoil in Turkey The currency has lost over 40% of its value against the dollar this year. With human space flight, India to push frontiers The most critical elements of the human mission are the Environment Control and Life Support Systems that make the crew capsule liveable and the flight safe for the astronauts. Food and hygiene are other aspects.