Mains Test Series GS 2 A new vulnerability The objective of cow vigilante groups is clearly to target particular communities. A comparison of the protests triggered by the Dadri lynching in 2015 and the Una flogging in 2016 sheds crucial insights into the political churning taking place in both communities. Change perceptions in J&K Looking at the internal situation in J&K, it is obvious that a multi-pronged approach involving both kinetic and population-centric measures is required. Perhaps the simplest in terms of understanding is the need to target the terrorists who have vitiated the atmosphere in the State. Smoke and mirrors Most humanitarian interventions have been undertaken when they suit the interests of the U.S. and its allies GS 3 Proposed water aerodrome in Chilika Lake likely to face green hurdle The Airports Authority of India has proposed to set up a water aerodrome in Chilika Lake for starting amphibious aircraft operations in Odisha. The tools for counting It’s time to debate the modalities of the next Census, given the earlier confusion over caste data. Sketchy deal As Saudi Arabia drives an OPEC agreement to increase oil output, the real impact is unclear For nutrition security The UN’s State of Food Security and Nutrition in the World report for 2017 has important pointers to achieve nutrition policy reform. Govt. testing ‘big data’ system to aid banks assess credit risks The government is testing a new system that will assist banks in assessing credit risk and the probability of fraud using big data analysis. The system is expected to help lenders, particularly rural and cooperative banks, tackle the issue of rising non performing assets (NPAs). AIIB to invest $200 mn in infra fund The board of Asian Infrastructure Investment Bank (AIIB) has approved $100 million investment in the National Infrastructure and Investment Fund (NIIF) which could be followed by a similar tranche later, Finance Minister Piyush Goyal said. Of banks and ebbing deposit flows RBI data showed that in the financial year ended March 2018, aggregate deposits of scheduled commercial banks expanded by 6.7%. That’s the lowest annual growth rate recorded in over five decades The two facets of NPA management The phenomenal increase in non-performing assets (NPAs) and wilful defaults over the last three years raises serious concerns about the effectiveness of NPA management and its mechanisms Key monetary tools at the RBI’s disposal Some monetary tools the RBI uses: CRR, SLR, Repo rate, Reverse repo rate