Government has decided to use technology under Pradhan Mantri Fasal Bima Yojana(PMFBY) to determine yield estimates at the panchayat level.This will reduce the delay of crop insurance claim settlements and increase the accuracy of compensation due to farmers.
The project will use technologies such as (a)satellite and remote sensing data (b)unmanned aerial vehicles and (c)artificial intelligence.
The current methodology of yield estimation is affected by the lack of current year information at the time of planning of Crop Cutting Experiments(CCEs) which affects the precision of estimates.
Crop Cutting Experiments(CCE) refers to an assessment method employed by governments and agricultural bodies to accurately estimate the yield of a crop or region during a given cultivation cycle.
The traditional method of CCE is based on the yield component method where specific locations are selected based on a random sampling of the total area under study.Once the plots are selected,the produce from a section of these plots is harvested and analysed for a number of parameters such as biomass weight, grain weight, moisture and other indicative factors.
The Pradhan Mantri Fasal Bima Yojana (Prime Minister’s Crop Insurance Scheme) was launched in 2016.The scheme has replaced the two schemes National Agricultural Insurance Scheme(NAIS) as well as the Modified NAIS.
PMFBY envisages a uniform premium of 2% to be paid by farmers for Kharif crops and 1.5% for Rabi crops.The premium for annual commercial and horticultural crops will be 5%.
PMFBY focuses on ensuring the sustainable production in Agriculture Sector by (a)monetary support to farmers in case of crop losses (b) adopting modern Technologies and (c)ensuring credit to Agriculture Sector.
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