Q. With reference to Pradhan Mantri Jan-Dhan Yojana (PMJDY) consider the following statements:
1.PMJDY accounts come with a range of essential banking services, including the issuance of a RuPay debit card, passbook, and checkbook.
2.It encourages people to invest in high-risk stocks and speculative financial ventures.
3.The scheme also focuses on enhancing financial literacy and awareness among account holders.
Which of the statements given above are correct?

[A] 1 and 2 only

[B] 2 and 3 only

[C] 1 and 3 only

[D] 1, 2 and 3

Answer: C
Notes:

Explanation –

Statements 1 and 3 are correct. PMJDY accounts come with a range of essential banking services, including the issuance of a RuPay debit card, passbook, and checkbook. The scheme also focuses on enhancing financial literacy and awareness among account holders.

Statement 2 is incorrect. There is no such aim of the scheme.

Source: ForumIAS

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